We would like to inform you about a crucial aspect of managing your credit information and privacy. When you apply for credit, such as a mortgage or a loan, your credit information is often accessed or "pulled" by financial institutions to assess your creditworthiness. This is a standard part of the credit application process.

**What Happens After Your Credit is Pulled?**

Once your credit is pulled, minor details of your credit details become visible to various lenders and credit institutions. This can lead to an increased number of unsolicited calls from lenders who have obtained your information. These lenders often use your credit information to solicit you for their mortgage or loan products. For many clients it can be overwhelming and intrusive, leading to a barrage of unwanted calls and offers.

**How to Opt Out and Why It’s Important**

To help maintain your privacy and reduce these unsolicited communications, we strongly recommend completing an Opt-Out through [OptOutPrescreen.com](https://www.optoutprescreen.com/). This is the official Consumer Credit Reporting Industry website that allows you to opt out of receiving pre-screened offers of credit or insurance.

By opting out, you can significantly reduce the number of unsolicited calls and offers from lenders. This not only helps in managing your privacy but also ensures that you are not overwhelmed by offers that you may not be interested in. It's a simple process that can have lasting benefits in terms of your personal privacy and peace of mind.

**Steps to Opt Out**

1. Visit [OptOutPrescreen.com] (https://www.optoutprescreen.com/).
2. Choose the "Opt-Out" option.
3. Provide necessary personal information for identification.
4. Select the duration for opt-out (either five years or permanently).
5. Submit your request and save the confirmation for your records.

Remember, opting out will not affect your credit score or your ability to apply for credit. It is purely a measure to control the privacy of your personal information and the number of unsolicited offers you receive.

Should you have any questions or need further assistance, please feel free to contact me.

Sincerely, Ed Stojancevich