**Manage Your Credit Information and Privacy**

When you apply for credit, like a mortgage, lenders check your credit information to assess your creditworthiness. This is a normal part of the application process.

**What Happens After Your Credit is Checked?**

After your credit is checked, details about it become visible to other lenders because the 3 main credit reporting agencies (Experian, TransUnion & Equifax) sell your information to other lenders and those lenders use that information to spam you with unsolicited phone calls. This can lead to an increase in unsolicited calls from lenders trying to offer you their mortgage or loan products. This can be overwhelming and intrusive.

**How to Opt Out and Why It’s Important**

To reduce these unsolicited calls and protect your privacy, we recommend opting out through [OptOutPrescreen.com](https://www.optoutprescreen.com/). This official website allows you to stop receiving pre-screened offers of credit or insurance. By opting out, you can significantly decrease the number of unwanted calls and offers, helping you manage your privacy and avoid unwanted offers.

**Steps to Opt Out**

1. Visit [OptOutPrescreen.com](https://www.optoutprescreen.com/).
2. Choose the "Opt-Out" option.
3. Provide your personal information.
4. Select the duration for opting out (five years or permanently).
5. Submit your request and save the confirmation for your records.

Opting out will not affect your credit score or your ability to apply for credit. It simply helps you control your personal information and reduce unsolicited offers.

If you have any questions or need further assistance, please feel free to contact me.

Sincerely,

Ed Stojancevich